Australia and New Zealand Banking Group
One of Australia's Big 4 banks with Pacific and New Zealand operations
Melbourne, VIC36 Products TrackedRecently updated
4.50%
Best Savings Rate
4.35%
Best TD Rate
5.74%
Lowest Home Loan
36
Products Tracked
Government Deposit Guarantee (FCS)
Deposits up to $250,000 per account holder are protected under the Financial Claims Scheme. This limit is shared across: ANZ, Suncorp.
About Australia and New Zealand Banking Group
Australia and New Zealand Banking Group (ANZ) is one of Australia's Big 4 banks, headquartered in Melbourne, VIC. Listed on the ASX as ANZ, the bank traces its origins to the Bank of Australasia, founded in 1835. ANZ Group Holdings Limited is the listed parent company.
ANZ is an Authorised Deposit-taking Institution (ADI) regulated by APRA. Following the acquisition of Suncorp Bank in 2024, Suncorp Bank now also operates under ANZ's ADI licence. RatePilot tracks ANZ's savings accounts, home loans, term deposits, and credit cards.
Deposits at ANZ are protected under the Financial Claims Scheme (FCS) up to $250,000 per account holder, per ADI. Customers who also hold deposits at Suncorp Bank should note that the FCS limit is shared across both brands, as they now operate under the same ADI licence.
Pros & Cons
✓ Strengths
- +Deposits protected under the Financial Claims Scheme (up to $250,000 per account holder)
- +Big 4 bank with international operations across Pacific and New Zealand
- +RatePilot tracks savings, home loans, term deposits, and credit cards
- +ANZ Group Holdings Limited listed on ASX (ASX: ANZ)
✗ Considerations
- –$250,000 FCS limit is shared with Suncorp Bank deposits (same ADI licence since 2024)
- –As a Big 4 bank, may not always offer the most competitive rates
Our Verdict
ANZ is one of Australia's Big 4 banks, tracing its origins to 1835. Following its 2024 acquisition of Suncorp Bank, both brands now operate under the same ADI licence, meaning FCS protection up to $250,000 per account holder is shared. RatePilot tracks ANZ's savings, home loans, term deposits, and credit cards.
Last reviewed: 10 February 2026
Recent Rate Changes
No recent rate changes recorded for ANZ