What is the lowest home loan rate in Australia right now?
As of 11 March 2026
Direct Answer
From 5.43% p.a.
Lowest tracked home loan headline rate.
How this answer was generated
- Current leaders: Bank of China (Discount Home Loan (With Principal And Interest Repayment) (Variable)), Bank of China (Discount Plus Home Loan (With Principal And Interest Repayment) (Variable)).
- Coverage: 2360 tracked home loan variants in this slice.
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