What is the lowest fixed home loan rate in Australia right now?
As of 11 March 2026
Direct Answer
From 5.49% p.a.
Lowest tracked fixed home loan rate.
How this answer was generated
- Current leaders: Bank of China (Fixed Rate Home Loan (With Principal And Interest Repayment) (Fixed 2 Yr)), Bank of China (Fixed Rate Home Loan (With Principal And Interest Repayment) (Fixed 1 Yr)).
- Coverage: 1615 tracked home loan variants in this slice.
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